Car Loans
Looking to buy a car? Our low rate car loans are a great alternative when you purchase a vehicle less than nine years of age. The interest rate is even lower if you're buying a new car.
In fact QPCU’s New Car loan is so good it has been awarded a 5 star rating by independent research agency CANSTAR. Only the top 5% of personal loans are awarded this prestigious rating. As a consumer, this is your guarantee of a high performing product.
Benefits include:
Free online redraw*
If you make extra repayments on your car loan then you can access the funds available in your car loan for free via QPCU Internet Banking. There's no minimum or maximum limit to the extra repayments you can make and with redraw you have peace of mind in knowing that you can access these funds whenever you need them.
*Fee for paper redraw applies.
How to Apply
To apply call us today on 13 77 28 or if you're an existing member you can apply online by clicking on the button below.
Budgeting for your car loan
Once you have made a decision about the type of car you would like to purchase, put all the potential costs you will incur running a vehicle down on paper. Costs you may want to consider are:
- registration
- car insurance
- membership of association or club (RACQ for example)
- servicing
- repairs
- purchase costs (CTP, stamp duty, roadworthy certificates etc).
Also remember to include your daily travel and estimated fuel costs in your budget.